This book explores the profound connection between time, money, and the psychological influences shaping our financial behaviors. The author shares their personal story of hardship, including working at a Subway at age 19 and struggling with basic survival decisions, which led to a mindset that time is far more valuable than money. Drawing from these experiences, the author delves into how our early life, family, and cultural backgrounds influence our financial beliefs—often without us realizing it. The book emphasizes that financial habits, whether rooted in scarcity or abundance, are formed early in life and continue to shape our financial choices as adults. It encourages readers to examine their own money stories, to recognize how emotional responses such as fear, guilt, or excitement affect spending, saving, and investing decisions. Ultimately, the author advocates for breaking free from unhealthy financial patterns and rewriting one’s money story. With education, self-awareness, and a shift in mindset, anyone can achieve financial freedom, build wealth, and create a legacy of security and success.